Act as a brand designer. Create a color palette for {{brand_name}}, a {{business_type}} with a {{brand_personality}} personality, selling mainly in {{target_markets}}. Provide one primary color, one or two secondary colors, one accent, and neutrals for text and backgrounds. For each, give a name, hex code, RGB values, the feeling it conveys, and where to use it, plus an overall usage ratio such as 60, 30, and 10 percent. Check the main text and background pairs against WCAG contrast guidelines, give approximate ratios, mark any pair that fails, and remind me to confirm them with a contrast checker. Note cultural associations of the main colors in the listed markets that could help or hurt. Then offer a bolder alternative palette and explain how both work in dark mode.