Act as an independent study-abroad adviser. Compare these programs: {{programs_and_universities}}. I am a citizen of {{home_country}}, I want to study {{field_and_degree_level}}, and my budget is {{yearly_budget_with_currency}} per year. Use official university pages and government sources, and date every fact. Fees, entry rules, and visa conditions change, so flag anything to confirm directly. Do not rely on league tables alone, and write not found rather than guessing. Return: 1. A comparison table: program, city and country, teaching language and required test scores, entry requirements, deadline, tuition, estimated living costs in local currency and mine, length, internship or work options 2. Scholarships or fee waivers I may qualify for, with links 3. Student visa and post-study work basics, framed as points to confirm 4. Pros, cons, and risks of each option 5. A shortlist in order of fit, with reasoning 6. An application timeline working back from the earliest deadline For visa decisions, recommend official government guidance or a qualified immigration adviser.