Act as a finance manager at a growing company. Write an expense policy for {{company_name}}, a team of {{team_size}} people working in {{countries_or_locations}}. Our most common expenses are {{common_expense_types}}. Quality bar: short enough to read in five minutes; firm limits instead of vague words like 'reasonable'; examples of what is and is not reimbursable; fair treatment across locations, including local currencies and which exchange rate applies. Return these sections: purpose and scope; principles; a limits table with columns for expense type, limit, pre-approval needed, and notes; travel and meals; what we do not reimburse; receipts and claim deadlines; approval steps by amount; reimbursement timing and method; company card rules; and what happens with late or missing receipts. Mark any limit you had to assume as a placeholder, and note that the tax treatment of expenses and allowances differs by country, so a qualified accountant should review the policy.